Repair. Refer. Repeat: How Agents Can Earn Extra Commission Through Credit Repair Referrals
In real estate, time is money — and deals fall apart faster than most agents can recover. But what if instead of walking away from credit-challenged buyers, you could turn those setbacks into steady income?
Welcome to the power of credit repair referrals: a way for real estate agents to protect their pipeline, close more deals, and earn extra commission in the process.
💸 The Missed Opportunity: Credit-Challenged Buyers
Every agent has been there…
You invest weeks showing homes.
The client is motivated and pre-approved.
Then the lender uncovers a low credit score, outdated collection, or high utilization — and the loan gets denied.
The buyer walks away.
You walk away with $0.
But it doesn’t have to end there.
💼 The Smart Agent’s Move: Refer to Credit Repair
Instead of losing the deal, refer the buyer to a trusted credit repair partner. While they work on raising their score, you stay in the loop — and best of all, you get paid for the referral.
At REI Invest Capital, we’ve created a win-win model where agents can:
Save deals from falling through
Help buyers qualify faster
Earn $25–$100+ per client referral
Build a pipeline of buyers who come back ready to close
🔁 How It Works: Repair. Refer. Repeat.
1. Identify Buyers Who Need Help
Look for red flags:
Pre-approval issues
DTI problems
Mid-600s scores
Past bankruptcies, late payments, or collections
Denied loans due to credit issues
2. Refer Them to REI Invest Capital
Use your dedicated link or form to refer clients. We contact them within 24 hours, offer a free credit consultation, and recommend a fast-track solution.
3. Earn Commission + Stay in the Loop
You earn a referral commission:
$25 for Credit Repair
$50 for Rapid Rescoring
$100 for Credit Sweeps
Bonuses for volume referrals
And we keep you updated so you know when your buyer is ready to re-engage.
4. Repeat the Process
As your buyers improve their scores, you’ll close more deals and get rewarded even before they buy. It’s a true residual income strategy inside your real estate business.
🚨 Why This Matters More Than Ever
1 in 5 buyers are denied due to credit
74% of Americans have some form of credit issue
Most agents walk away from buyers who need help
You don’t have to. You can be the agent who solves the problem — and gets paid doing it.
🔑 The Benefits Add Up
✅ Monetize Cold Leads
Turn denied buyers into warm, commission-generating prospects.
✅ Stand Out from Other Agents
Offer solutions that go beyond finding homes.
✅ Create a Long-Term Referral Pipeline
Clients will remember who helped them improve their credit and buy their home.
✅ Earn Passive Income
Even if the deal doesn’t close right away, you’re still compensated.
🧠 Pro Tip: Bundle Credit Help Into Your Buyer Process
Want to grow your pipeline fast?
Start asking every new buyer the following:
“Have you pulled all 3 of your credit reports in the last 30 days?”
“Have you had any past issues with collections, bankruptcies, or charge-offs?”
“Would you like a free credit consultation to ensure you’re getting the best rate possible?”
Then refer them. Repair. Follow up. Close. Repeat.
🚀 Ready to Start Earning?
Join the agents already turning denials into dollars with REI Invest Capital.
👉 Get started now at www.LoanCreditRepair.com
📞 Call us at: 312-626-0116
Whether you're closing more or earning between closings — this is how smart agents win in every market.